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Financial Calculators





Mortgage Refinancing Calculator

If you are considering refinancing your current mortgage and looking for one with a lower interest rate this calculator will help you make compare the two mortgages. It will show you the monthly payments and the total interest payable on both mortgages. And how much you might save if you refinance. It will also tell you how many months it would take to break even on the closing costs.

Enter the principal balance of your mortgage:
(call your mortgage lender and ask for the current payoff amount)
Enter the amount of your monthly mortgage payment:
(principal and interest portion only)
Enter the your mortgage's current Annual Interest ate:
Enter interest rate you will be refinancing at:
Enter the number of years you will be refinancing for:
Enter the closing costs that will be required for refinancing:
This is how much your monthly payment will be if you refinance:
Monthly Savings:
Number of months to break even on closing costs:
This is how much interest you will pay under your current monthly payment plan:
This is how much interest you will pay under your refinanced monthly payment plan:
This is how much interest you will save if you refinance:
Net Refinancing Savings (interest savings less closing costs):
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