How to Save on Home Insurance
Pay a higher voluntary excess.
This can have a significant effect on the cost of home insurance. But only have an excess that you could comfortable afford to pay.
Do not Over-Insure your House Contents
When you calculate the total value your home contents be sure that you accurately value the contents' If you over value the contents you will be paying extra for unnecessary cover.
Buy your Home Insurance Online
By using the Price Comparison websites you can save 30% or more than using a High Street broker. When your Policy Renewal is due get some online quotes. If they are cheaper than your quited renewal contact your existing insurance company. They do not like to lose business and might match the lower quote.
Make your home as lower risk as possible
An alarm and high standard security locks on all doors and windows can reduce the cost of home insurance.
Rebuild Cost of your Home
Make sure that the sum insured is for the rebuild value not the market value. If you undervalue this then in the event of a claim you might not the receive the full value of the repair/rebuild.